11 Ways to Live A More Frugal Lifestyle With the ever-rising cost of living, cutting down on unnecessary spending has become the norm, and more people than ever are looking for ways to live more frugally. It’s not about cutting out the luxuries. It’s about more carefully managing your finances so that you have more money to spend on the things that mean something to you. Following these 11 frugal tips could see you with a lot more money to play with. 1. Downsize If you have excess rooms in your home, unused bedrooms, and a kitchen far too large for your needs, then moving to a smaller property could see your rent and your bills drop significantly. Ask yourself if you really need all that space, and if the answer is no, then downsizing could be a suitable option for you. 2. The 30-Day Rule One of the best mental tricks that you can adopt is the 30-day rule, which can especially be applied when it comes to unnecessary luxuries. Buying anything that comes to mind is easier than ever, and when you can order a product from your phone on a whim, it’s vital that you learn control. Always wait for 30 days if you want to buy something new. In 30 days, you might have lost the urge, or forgotten why you wanted it in the first place. 3. Commuting If you want your wages to go further, then getting to work needn’t cost you a fortune. If you work close enough to your workplace, a bicycle is the cheapest way to travel apart from walking. If cycling to work isn’t an option you want to consider, then you might benefit from carpooling. This means that you can spread out the cost of petrol among a few co-workers, saving you a lot more money compared to driving to work alone. 4. Quit Smoking If you smoke, you already know how expensive it is. If you’re going to try and live a more frugal lifestyle, then it might be time to quit smoking once and for all. There will be benefits for both your finances and your health. 5. Check your Outgoings It’s very easy to let the direct debits and monthly bills stack up. Phone bills, Netflix subscriptions, the dry-cleaning collection, the paper delivery: they all add up. Ask yourself how much you really need each outgoing payment on your monthly statement. Take a look at these great tips to reduce your mobile phone bill. If it’s essential, then obviously keep it, but you might be surprised by some of the frivolities that you keep on paying because they are only a small amount each month. 6. Use the Library The saying that libraries are the only public space that doesn’t ask to see our wallets remains true. Libraries are an incredible resource, and now that they will lend books (as well as audiobooks and eBooks), DVDs, computer games, and plenty more entertainment options, you might even be able to finally justify dropping some of your subscription services. 7. Make a Budget This is one of the most important steps to take when deciding to live a more frugal life. If you don’t have a budget, then you don’t have financial control. Make sure that every penny is going where you want it to go. Consider adopting the 5020/30 budget plan . This makes it much easier to stick to a budget, and the satisfaction of watching your savings grow might surprise you. 8. Spend More on Debts It might seem counterintuitive, but it’s always worth increasing the amount that you are paying every month on your outstanding debts. Not only will paying more means that you’ll be able to pay them off more quickly, but you can also avoid paying excessive interest rates. It might mean that you won’t be able to save as much in the early stages of frugal living but eradicating those debts will be a massive boost for your bank account when they’ve been paid off. 9. Avoid New Debts This is another big one to consider, and if you have a habit of loading up on the credit card so that you can worry about the cost later, then your frugal planning is going to be wasted. Only ever buy what you can afford, and always ask yourself if you really to make that purchase. If you’re buying something that’s going to get very little use, consider renting or borrowing instead. 10. Meal Planning Food is usually a big part of your budget, but you can get the costs down. It’s always a good idea to learn how to cook if you're spending too much on takeaways and ready meals. Cooking for yourself gives you more control over your money than you might think. You should have a meal plan so that you know what you're having for each meal every day. This helps you to avoid those impulse purchases in the supermarket. There are plenty of ways to reduce your spending on food , and whether it’s cutting down on meat or making better use of leftovers, it could be a major step towards the frugal life. 11. Get Healthy It’s not easy, but one of the best ways to save money is to simply look after yourself. Illness and injury can mean you lose out on work or have to spend money on painkillers and medicines. Eat well, get even the lightest of exercise every day, and you’ll not only feel better, you’ll be spending less too. You don’t have to buy expensive exercise kit or pay to join a gym . Just slip into the tracksuit and go for a thirty-minute walk every day. Frugal living doesn’t mean you miss out in life. It’s about knowing what you’re doing with your money and what you could be doing with it instead. If you're saving up for a holiday, for retirement, or just so that you have a financial safety net, then adopting the frugal way of looking at the world could be more achievable than you think. About the Author: Dakota Murphey enjoys sharing her experiences of living a healthy lifestyle through her blog posts. Working as a freelance writer for a multitude of different industries, when she's not writing or cooking up a storm in her kitchen she enjoys hiking and countryside walks with her family.